If you view Rodriguez's Cash Flow Report, when does the simulation begin?

• A. The current year
• B. Alesandra's retirement year
• C. Luis's retirement year
• D. The year of marriage

Answer: (B)

The starting point is when retirement begins, because the Cash Flow Report models how money flows during retirement and withdrawals start at that moment. In Rodriguez’s plan, Alesandra’s retirement year is the first retirement milestone, so that year is where the simulation begins. The current year isn’t used as the start of the projection, and the year of marriage isn’t the trigger for cash-flow modeling. Luis’s retirement year would only set the start if it were the first retirement event driving the cash-flow scenario, but here the model anchors to Alesandra’s retirement year.