Which of these items are set to Inflation by default but can be changed individually?

• A. Unclassified Holdings, Unclassified Asset Mix, Income, Expenses, and Property
• B. Core Cash Account, Savings, and Investments
• C. Employee Benefits and Pensions
• D. Taxable and Non-Taxable Accounts

Answer: (A)

Inflation is used in a financial plan to reflect how costs, values, and cash flows grow over time. Some groups are set to inflate by default so projections stay realistic, while still letting you tweak inflation for individual items as needed.

The items that are configured to use Inflation by default but can be changed for each item are Unclassified Holdings, Unclassified Asset Mix, Income, Expenses, and Property. This makes sense because these broad categories cover many different components where inflation affects future value or cash flows, and you often want the flexibility to override inflation on a specific item (for example, healthcare costs or rental property expenses might inflate at different rates than general expenses).

The other buckets—Core Cash Account, Savings, and Investments; Employee Benefits and Pensions; and Taxable and Non-Taxable Accounts—aren’t the ones typically set to Inflation by default with per-item overrides in the same way. They’re modeled with their own assumptions or different treatment, rather than being the default inflation targets you adjust item-by-item.